Tuesday, July 20, 2010

Buy In Bulk

Buy in bulk. Keep your eye out for sales on items you can store and will need like paper towels, dried organic pasta, and your other favorite items.

Pooling Resources With Others Saves Money

If your purchasing power is too small, work with organizations that get things in bulk and charge you accordingly. This is why we have food cooperatives. A new popular example are small business incubators, also known as executive suite office rentals do things in a large way and save money for their tenants. Business incubators hire their receptionists to greet visitors and answer phones in your company name – this beats your having to interview, hire, train and manage your own receptionist.  What happens when your receptionist is ill, on vacation or quits? The single purchaser of services or products can translate savings to their  members –unless a selfish middle party pocket all the profits. Be wary of executive suites with under fifty suites, they might usually fold up because their overhead costs end up being higher than they expected, and it’s more work than they initially imagined. I’ve seen this happen countless times. Office business centers are especially popular in the UK, Australia and other commonwealth countries. They're also popular in the US, especially in modern southern cities like Atlanta and Orlando. There are many reasons for this which I'll explain later someday.

Crazy ATM Fees

Some places have super high fees. Use your own bank's ATM to avoid out-of-network ATM fees. It's costly if you get just a small bill or two at each transaction. It all adds up.
 

Save From Paying Late Fees

Usually companies will wave late fees if you call and ask.  They might let you go a few times a year at most...  Pay your bills on time to avoid late fees. I simply remember to pay my bills the last day of each month.  This simple system makes sure nothing gets behind.

Thought About Becoming Your Own Boss & Incorporating? Money Saving Tip.

If you’re incorporating consider using an affordable online service. It’s so automated that a lawyer often can’t match their pricing unless they’re doing it at a loss.

Tricky Cash Registers Stealing Your Money Again?

Are you always looking carefully at your invoices and store receipts!  Watch the cashier’s monitor as they scan items. Statistically, i find they over charge more often than under charge! They call this “computer error”?  Well if that’s the case, then why do most stores lay out the pricing information in a confusing manner so you can’t as easily understand what they’re scanning? I kindly ask the cashier to explain the display, and they’re usually friendly about it as they do get others who have the courage to ask.

Overpaying mutual fund fees?

Comparison-shop for the cheapest mutual funds with the lowest fees. When did you last check how your current rates compare with what others are charging?

Before Leaving For A Restaurant. Saves Money.


If you have a designated driver, enjoy a small drink before heading out, versus building up your drink tab at the establishment. Remember local police look for drunk drivers - city coffers need your money too.

Save By Asking Waiter For Water With Lemmon Or..

Ask your waiter for water with a slice of lemon or lime.  By the way, did you know doctors say it’s a little healthier to drink liquids at room temperature?  Ice shrinks your stomach. Weather your drink alcohol or not, extra water is healthier too – but perhaps don’t drink too many liquids with a meal as it can over dilute your digestive juices.

Do you recycle your ink cartridges?

Consider recycled printer cartridges. Printer ink is one of the highest margins in the office supply industry.  Get them refilled affordably. The other option is simply to print less and keep more items digital, thereby saving trees. Think green.

Is Open Source Software The Scary Prospect Big Providers Make People Believe?

Consider using open-source software. The open-source solution isn’t the scary proposition that larger software providers might lead you to believe. It offers all, if not more, of the features they do. Be open-minded to the growing trend.

Monday, July 19, 2010

Save On Babysitting

Swap babysitting with neighbors. Find other parents you trust, and swap nights of babysitting with them. That way, you’ll get occasional evenings free without the cost of a babysitter.

Save On Food & Doctor Bills

Eat at home more often, and eat healthier. Less doctor bills.

Are Your Devices Protected?

Are your electrical devices on surge protectors? Find a basic surge protector and keep your equipment plugged in. Then save yourself from replacing the equipment, or dealing with lost data from your home or office computer.